Helping Our Clients to Build Wealth with Education and Guidance

Through the Seasons of The Real Estate Market and The Seasons of Their Real Estate Lives

Buyers:

Did you know that most home buyers have about a 5% chance of getting their offer accepted in the San Diego housing market? Real Estate values are rising. This is a good thing for home sellers but creates extreme competition for home buyers. Many homes are receiving 20 to 30 offers within the first 2 days on the market. Many of these are all cash, above full price offers .

Although we absolutely help buyers make offers on properties listed for sale, we have also begun canvasing neighborhoods for underwater homeowners that will short sell their properties to our buyers. Banks (REOs) and traditional sellers are desperate to get top dollar for the properties they sell and if you don’t have cash or perfect credit and a large down payment, they will not even consider your offer. Lenders however, are much more open to approving a short sale on their underwater homeowners’ properties at more reasonable prices in order to avoid the foreclosure process.

Sellers:

Did you know that builders are now applying for permits that will allow them to compete with traditional home sellers like yourself? Builders love sellers markets. Because of the extreme competition for homes, the federal government predicts that within a few months, builders will be selling properties that will reduce the demand for the house you wish to sell.

If you have equity and are thinking about selling your home, this is a perfect time. Buyers are fighting for properties and many have perfect credit, large down payments and some are simply buying with cash to beat out the competition. We have an unmatched record of selling homes with equity quickly, at the highest dollar amount possible and our numbers show our success with finding fully qualified buyers.

Short Sales:

Did you know that homeowners that owe $100,000 more for their home than it’s worth will end up spending almost 5X more for their home than their next door neighbor?
About 20% of homes in San Diego County are underwater. Loan Modifications may ruin your credit because trial payments show up as late payments on your credit report. If the loan is modified it is impossible for you to refinance your home loan per Bank Guidelines, send your children to college or enjoy a comfortable retirement due to the enormous financial liability they are still paying on.  
A Short Sales provides an opportunity for underwater homeowners to start over without devastating their credit or incurring huge income tax burdens as long as they sell prior to December 31, 2013. FHA and VA guidelines actually allow homeowners that have not missed a payment and short sale their homes due to a hardship, to possibly buy another home virtually right away in today’s amazing real estate market.