Patty Villanueva - CA DRE Lic #01100323

760-639-1245 x105

United Realty & Loans, Inc.

3020 Protea Vista Terrace, Vista, CA 92084

As your Real Estate Specialists, I promise to be your trusted resource for answers about the process of buying or selling. I will provide expertise about neighborhood features and schools and will target your home search based on your individual needs and wants. My custom innovative marketing strategies along with my strong negotiation skills are the keys to your successful transaction. 

I began my career in the mortgage industry in 1988 with Citizens National Mortgage, one of the largest mortgage lenders in Southern California at the time.  By 1995 I began serving my clientele at a much higher level by providing real estate and mortgage financing services. In 2003 I branched out and opened up my own company United Realty and Mortgages Inc. in Vista, CA where the company specializes in Real Estate and Home Mortgages serving all of the North San Diego County cities. I have been recognized by the Oceanside Chamber of Commerce as being in the Top 1% Best of The Best Annual Top Producer Award and as seen on  also received an award for being in the Top 250 Latino Real Estate Agent across the country.

I was born in Guadalajara Mexico, came to the USA with my parents when I was 12 yrs old.  My visa expired so I would of been considered part of the dreamers. My son that was born in the United States sponsored me when he became of age.  Because of my experiences, education and desire to help people, the real estate venue has provided a platform for me to utilize my talents, experience and strengths.  I have continuously sought out the education needed to better assist my clients. I have focused on surrounding myself with highly skilled team members and associates in all phases of the businesses I have been involved in and I have become a valuable resource not only to my clients but to other agents in the business as well. I have previously been in the top 250  with NAHREP 4 yrs and have been attending NAHREP events for about 10 yrs. I am now North County San Diego chapter president  and I feel this has been a great accomplishment, and will do my best to support NAHREP's mission.